Insurance Services

Homeowners Insurance

We insure primary (including renters) and secondary residences and rental properties. We can insure homes that are used by the owner (owner occupied) as a primary residence or seasonal. We can also insure rental properties (tenant occupied) for 1-4 family dwellings. Learn more about our Homeowners Insurance.

Automobile Insurance

We insure automobiles that you use for daily commuting, collector cars, and recreational vehicles such as all-terrain vehicles, motorcycles, boats, campers, and RVs. Learn more about our Automobile Insurance.

Excess Liability

We write personal umbrella policies and commercial excess policies. Excess liability is an additional layer of liability protection over your “underlying liability” that you carry on your automobile policy and personal liability (included with a homeowners policy), for example. Learn more about our Excess Liability.

Commercial Insurance

This insurance covers offices, retail, manufacturers, distributors, apartment buildings, truckers, and other commercial automobile exposures, to name a few. We can insure property, general liability, professional liability, liquor liability, and other lines of business depending on what a risk requires. Learn more about our Commercial Insurance.


     There are several steps in the financial planning process and as your life circumstances change your financial plan may also need to change. There are numerous products available and we have access to all the significant carriers. Proper planning with your property and casualty insurance plays a role when planning for your retirement and protection of your estate.


Life Insurance

We write term and permanent life insurance for individuals and employers. Variable products are sold through Robert Nicholas.

There are several types of both term and permanent life insurance and additional benefits called “riders” that can be added. This is an area where personal conversation is especially important.

Health Insurance

Health insurance has changed for many due to health care reform, job loss, a change in employment, or other life events. We offer health insurance for individuals and small employers. We also can help with short term health insurance and Medicare supplement policies.

Disability Insurance

We can help you with insurance plans for short term and long term disability protection for accident and illness during your working years. Long term care insurance can protect your assets if you need care for an accident or illness for individuals under and over 65.